Market updates, home buying and selling guides, neighbourhood spotlights, and expert tips to help you make confident real estate decisions across the Greater Toronto Area.
After four rate cuts in 2025, the Bank of Canada has entered a holding pattern at 2.25%.
The Bank of Canada maintained its overnight rate at 2.25% in March 2026. With rates down from the 5% peak, affordability is improving but competition is rising.
The federal government's latest budget introduces Build Canada Homes, a $50 billion infrastructure fund, and extended mortgage amortizations.
The planned capital gains inclusion rate increase has been cancelled. Here are the 2026 rules.
The federal government has extended the prohibition on foreign buyers until January 1, 2027.
Reduced immigration targets and tighter temporary resident rules are moderating housing demand.
PM Carney and Premier Ford announced an $8.8 billion housing partnership with 50% development charge cuts. Combined with HST removal, new homes could see $200K in savings.
CMHC forecasts Ontario as the only region where prices may decline in 2026, with housing starts slowing. But with 100,000+ pent-up buyers, is now the time?
Budget 3-5% of purchase price for closing costs beyond your down payment.
Condos average $165K with 30-day DOM while detached homes average $842K at 37 days. Semi-detached is the fastest-moving segment at 28 days.
Oshawa, Whitby, Ajax, and Pickering are seeing 22–30% of sales going over asking with average DOM under 30 days.
The FHSA lets you save up to $40,000 tax-free for your first home.
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