Ontario Land Transfer Tax: A Complete Guide for 2026 Home Buyers

Ontario LTT Brackets

0.5% to $55K, 1.0% to $250K, 1.5% to $400K, 2.0% to $2M, 2.5% above $2M.

Toronto MLTT

Same brackets — effectively doubles the tax for Toronto properties.

First-Time Rebates

Ontario: up to $4,000. Toronto: up to $4,475. Combined: $8,475.

Example: $800K in Toronto

$12,475 + $12,475 = $24,950. With FTB rebates: $16,475.

Calculate your LTT