Pre-Construction

Buying pre-construction — a condo, a townhome, or a unit in a new development — is a very different purchase than buying a resale home, and it rewards patience. You are buying from a floor plan and a rendering, often years before you get keys, so the two things that matter most are the numbers and the builder behind them. We give you access to launches across the GTA through established builder relationships, and just as importantly, the honest analysis to decide whether a specific project is actually worth your money.

Before you commit, we walk you through the parts that catch most buyers off guard: the deposit structure and how much you'll owe at each milestone, the difference between occupancy and final closing (and the interim occupancy fees you pay in between), assignment rules if your plans change, development levies and closing costs, and HST rebate rules if you're an investor rather than an end-user. We give you a realistic view of how the unit and the neighbourhood may perform over the years it takes to build — not a best-case sales pitch.

As with everything we do, we'll tell you plainly when a project doesn't make sense — when the price-per-square-foot is stretched, the fees are heavy, or the timeline is a risk for your situation. The goal is a smart purchase you understand fully, not a fast sale.