109 Elgin
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$649,000

109 Elgin

Orillia, Ontario, L3V1S6

Active
4
Bedrooms
2
Bathrooms
3
Parking

About This Property

This 4-bedroom, 2-bathroom single family in Orillia is available for your consideration. The home features forced air, natural gas heating, central air conditioning, a full basement.

MLS Remarks

Zoned C4i, this charming two-storey brick home offers exceptional flexibility for residential, commercial, rental income, or mixed-use possibilities . Ideally located just steps from the downtown waterfront and close to parks, shopping, and all amenities. This 4 bedroom, 2 bathroom, property is freshly painted, filled with character, featuring high ceilings on both levels, a classic wood staircase, carpet-free living with laminate and ceramic flooring throughout, and a wide front porch sets the tone-ideal for morning coffee or evening unwinding. The main floor includes a large bedroom, 3 pc bath, a well-sized kitchen, and a bright living area. Both front and rear entrances naturally support flexible live/work or multi-purpose space arrangements. The upper level includes an additional prep kitchen area with a sink, cabinetry, and counter space, 3 bright bedrooms, and a 4 pc bathroom, allowing for adaptable configurations such as a home-based business, professional office, live/work setup, or personalized retreat. 3 parking spaces offers convenience in the heart of the city. Rich in character and history, this centrally located property presents an excellent opportunity for investors, entrepreneurs, or homeowners seeking versatile space and potential supplemental income. (id:60351)

Overview

Property Typeresidential
Sub-Typesingle family
StatusActive
MLS #S12679420

Interior

HeatingForced air, Natural gas
CoolingCentral air conditioning
AppliancesRefrigerator, Stove, Hood Fan
BasementFull

Exterior

Exterior FeaturesBrick

Parking

Total Spaces3

Fees & Taxes

Annual Taxes$3,084 (2026)

Listing Information

MLS#: S12679420


Information is deemed reliable but not guaranteed. Data provided by the Canadian Real Estate Association (CREA) through the Data Distribution Facility (DDF). Listing data is updated regularly but may not reflect the most current information. All information should be independently verified.

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Mortgage Calculator

$
$129,800
5%20%50%
Estimated Monthly Payment
$2,886
/month
Mortgage
$519,200
Total Interest
$346,565

For illustration purposes only. Consult a mortgage professional for accurate rates.

Land Transfer Tax

$
Ontario LTT$9,455
Total Due on Closing$9,455

Estimate based on Ontario LTT rates. Consult your lawyer for exact amounts.

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109 Elgin Orillia — $649,000 — Not A Dream Realty | Not A Dream Realty