Map out your pre-construction deposit milestones. Enter your purchase price and customize the schedule to see exactly how much is due at each stage.
Enter your purchase price, customize the milestones, and click calculate to see your full deposit breakdown.
This calculator provides estimates for informational purposes only and does not constitute financial or legal advice. Actual deposit schedules vary by builder and project. Always review your Agreement of Purchase and Sale for exact deposit amounts and timelines.
Disclaimer: The estimates and calculations shown above are for illustrative purposes only and should not be relied upon as financial advice. Actual mortgage rates, terms, and eligibility depend on your personal financial situation, credit history, and current market conditions. Please consult a licensed mortgage broker, financial advisor, or your bank to determine your actual affordability and costs before making any purchasing decisions.
Unlike resale purchases where the full deposit is due on signing, pre-construction deposits are paid in installments over time. Here's what you need to know.
Pre-construction deposits are spread over several months, giving you time to plan:
Your pre-construction deposits are protected under Ontario law:
Key things to keep in mind when planning your deposit payments:
Our team can help you review the deposit structure of any pre-construction project and make sure it works with your financial plan. We'll also connect you with trusted mortgage professionals.
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